I Got A Scary Letter In The Mail

Today I received a letter from Bank Of America home retention dept. The letter read thank you for your patience in awaiting the modification review process. However I am expected to make my monthly payments on time or it could affect future decisions on my loan. Of coarse I freaked out. So I got on the phone immediately, I spoke with Spencer and was told to ignore the letter and keep calling weekly. I am still in review. Spencer was encouraging saying to save my funds for the program decision when it comes. I am still very confident I will get an affordable work out plan. So I still wait.