Waiting For A Response From B of A Is Killing Me.

I am doing the weekly telephone calls to Andre my HUD counselor and he is in turn calling the reviewer at Bank Of America. It feels like a cat and mouse chase. A series of no answers, awaiting returned telephone calls, left voice messages etc. etc. between myself, Andre and Bank Of America. I am dpressed and everything that happens in my life that is stressful just adds to the depression. Normally I am an upbeat high energy positive person. With all the un answered questions and crumbling lives around me. It is hard to stay positive and up beat. Wednesday my little brother informs me that while he thought he was still in negotiations with his bank. He has recieved a notice to vacate on his home. It is absurd that the departments do not communicate with each other. My brother had just sent in a new financial packet the week before. Isn't that saying you are still being reviewed?
My fear is that Bank Of America is pushing completion of my HAMP in the hopes that with more time the financial loss will be high enough for my HAMP to be denied. As it was reviewed by the HUD approved counselor that my "numbers" looked good and there is "no reason for me not to qualify". It is clear to me and from what I have read online and in the papers that the banks have their bail out money and also agreements in place with the government will compensate certain losses if they have to foreclose properties and the loss is below an agreed upon percentage. Why is this happening?! So basically the banks now evaluate if the investors will benefit by negotiating with the homeowner or by foreclosing and reaping the difference covered by the government. Am I hearing this right?! The homeowner is not even considered in the mix. It doesn't even matter that families everywhere are being displaced, that communities are falling apart. America will soon be owned and run by Investors and Corporations and families will be forced to rent only. If the banks would at least fast track the HAMP submissions by the HUD approved counselors then they could get money circulating again. Forget the "stimlus money" forget the banks moving money. It is just not going to happen. The Banks are waiting it out and homeowners are on hold with there files being shuffled from department to department. Documents are lost or the file is assigned to someone new and the financials have to be resubmitted. This is happening everyday, over and over again. Where is the government now?
And me, I wait through the "he is on vacation", " I left a message", "your still in review and they have all your documents", "I should hear something by Wednesday", " I have requested another extension of the sale date". I am disillusioned and left sad. I pray nightly and whenever I feel the need through out the day for a good outcome.